The product was a very good investment, just a little over priced.
This is due to you paying for the sales man, under writer, manager, office manager, and so on. You get no help from anyone because its always a cut-throat environment. I you have any accounts and leave to manager takes them over and get all the money, so they try to get you to leave. Never got a bonus that I earned. All of it reminds me of a pyramid scheme.